Why Every Commercial Vessel Should Pair Liability Insurance with Crew Benefits

Crew on commercial vessels and in ports operate in stressful, high-risk environments. While traditional marine insurance addresses operational liabilities, it does not protect your biggest assets: the seafarers who keep your vessels moving. Crew health and welfare directly impacts safety and retention—and needs to be a top priority. Crewsure Americas  bridges the gap with a complete solution for maximum coverage and MLC compliance.

Rahn & Associates + Crewsure = End-to-End Coverage for Commercial Operators

For more than a decade, Crewsure Insurance has advanced seafarer welfare with comprehensive, MLC-compliant, employer-funded crew benefit programs. Through its dedicated claims partner, Mayfair We Care, crew receive responsive, 24/7 global support (including medical providers, mental-health counseling and virtual care).

 Unlike generic health plans, Crewsure’s programs are designed exclusively for commercial seafarers, cruise, and superyacht personnel. Policies are underwritten by AXA XL and backed by Lloyd’s of London—ensuring the financial strength and regulatory integrity that shipowners and port authorities demand.

How Crewsure Americas Helps Vessels Control Costs and Improve Performance

By integrating Crewsure’s Marine Crew Benefits, commercial vessels are fully protected from the myriad of risks both onshore and offshore.

Crewsure offers bespoke, flexible plans that align seamlessly with your current marine insurance portfolio and deliver tangible cost and compliance advantages, including:

• Cost containment and predictable budgeting: Fixed-rate premiums with no hidden claims fee surprises help shipowners budget confidently, even during volatile operating cycles.

• Reduced downtime: Immediate access to quality medical care keeps crew healthy and operational.

• Lower turnover: Employer-paid benefits improve morale, loyalty, and retention—especially in competitive maritime labor markets.

• MLC compliance: Crewsure policies are structured to meet all the various MLC 2006 requirements for medical care, sick pay, and repatriation.

• Rapid quotations, policy issuance and claims administration through Mayfair We Care and Crewsure’s advanced CRM system.

• Global reach: 24/7 claims and assistance network spanning ports and flag states worldwide.

Crew Benefits are managed under a single brokerage relationship—eliminating fragmented administration, accelerating claims handling, and ensuring every dollar spent contributes to measurable protection and productivity.

Bottom Line

Crewsure Americas provides commercial marine operators a unified solution and comprehensive protection that traditional insurance alone can’t deliver. Pairing your existing P&I or Maritime Employer’s Liability Insurance policies with Crewsure’s flexible crew benefit plans helps reduce downtime, stabilize costs, maintain MLC compliance, and ensure your workforce receives the care and support they need The result: a healthier crew, a more efficient fleet, and a more reliable operation.

To learn more, contact Eric Rahn at 01+954-790-6604, eric@crewsure.com or click here to schedule a consultation.

Rahn & Associates are the appointed North American representatives of Crewsure Insurance Services. Headquartered in South Florida, Crewsure Americas provides comprehensive and flexible healthcare benefits for crew (and their families) aboard superyachts/luxury charters, cruise lines and other commercial vessels based in the U.S., Canada, and the Caribbean. Click here to learn more about Crewsure's world-class products, and worldwide claims support through our partner, Mayfair We Care.